Investing
My Portfolio (Updated August 23, 2025)
After losing hundreds of thousands of dollars building a sophisticated quant trading firm with backtesting algorithms and complex strategies, I discovered the obvious truth: simple beats complex.
Current Holdings:
VOO - Vanguard S&P 500 Index ETF
The core holding. 500 largest US companies, low fees, set it and forget it.
QQQ - Invesco Nasdaq 100 ETF
Tech-heavy but diversified. Apple, Microsoft, Google - companies I understand.
BRK.B - Berkshire Hathaway Class B
Buffett's approach to long-term thinking. 30+ year horizons, not quarterly results.
BN - Brookfield Corp
Infrastructure and real assets. Diversification beyond pure tech/finance.
SCHD - Schwab US Dividend Equity ETF
Dividend growth stocks. Companies that actually make money and share it.
UNH - UnitedHealth Group
Healthcare is recession-proof. One individual stock I'm comfortable holding.
BIL - SPDR Bloomberg 1-3 Month T-Bill ETF
Cash equivalent that actually earns something. Better than letting money sit in a 0.1% savings account.
The Reality:
- 10.38% total return since I started this approach (May 2025)
- Monthly rebalancing only - no daily trading, no market timing
- Zero stock picking stress - most positions are broad index funds
- Bogleheads philosophy - low-cost, diversified, boring
What I Learned the Hard Way:
The expensive lesson: I spent 2+ years and hundreds of thousands building ANC Equities with 4-5 engineers, sophisticated algorithms, and Interactive Brokers integration. The returns were shit. Couldn't beat the S&P 500.
The simple solution: Found the Bogleheads community on Reddit. Set it and forget it. Monthly rebalancing. Done.
Why I'm Sharing This: Most founders either don't invest (mistake) or overcomplicate it (bigger mistake). I did both. Now I treat investing like I treat business: simple systems that compound over time.
The quant firm taught me that being smart doesn't make you money. Being consistent does.
This is not financial advice. I'm just sharing what works for my situation as a bootstrap founder building multiple companies.