The Boring Portfolio
I lost $300K trying to be clever.
Here's what I do now: nothing.
7 months of data. Ask me again in 10 years.
I'm Not a Stock Genius.
Neither Are You.
So I stopped trying.
Buy boring stuff. Set it. Forget it.
Check once a quarter. Build businesses instead.
This page auto-updates from my brokerage. I don't touch it.
Investment Principles
I am not smarter than the market.
No edge. Accept it.
Time in beats timing.
Buy when I have money. Never sell.
Boredom is the strategy.
Feel nothing. Emotion is the enemy.
Never sell.
Only exit: death or retirement.
Fees are theft.
Near-zero fees. No advisors.
Complexity is a warning.
One sentence or it's too complicated.
Check it less.
Quarterly at most. Looking = temptation.
My edge is elsewhere.
Build businesses. That's my alpha.
Screenshot these. Tattoo them. Whatever works.
Think You Can Beat Me?
Let's race. Check back in 10 years.
- Fees and taxes on every trade
- Emotional mistakes (panic, FOMO)
- Time managing instead of making money
- Underperform the index long-term
Never look at it.
Build businesses instead. That's where my edge is.
Track My Portfolio vs Yours
I'll email you once a year with my performance. Compare it to yours.
Screenshot your portfolio today.
Let's see who wins.
The $300K Lesson
How I Lost a House Down Payment "Trading"
If I'd just bought VOO and done literally nothing,
I'd have made money AND had my time back.
Current Holdings
USD TFSA Account
| Ticker | Name | Why I Own It | Allocation | Return |
|---|---|---|---|---|
| VOO | S&P 500 Index | The market. That's it. | 31% | +14.0% |
| BRK-B | Berkshire Hathaway | Buffett's forever-hold philosophy matches mine | 28% | +2.3% |
| QQQ | NASDAQ 100 Index | Tech/growth tilt, still passive | 26% | +17.1% |
| BN | Brookfield Corp | Infrastructure + asset management | 9% | +22.3% |
| SCHD | Schwab US Dividend ETF | Dividend growth, reinvested | 4% | +3.8% |
| UNH | UnitedHealth Group | One individual pick (healthcare) | 2% | +43.5% |
| BIL | T-Bills (Cash) | Cash equivalent | 1% | -0.2% |
The market. That's it.
Buffett's forever-hold philosophy matches mine
Tech/growth tilt, still passive
Infrastructure + asset management
Dividend growth, reinvested
One individual pick (healthcare)
Cash equivalent
Portfolio thesis: Mostly indexes. A little Berkshire because Buffett thinks like I want to think. A couple small bets. Nothing clever.
Performance
USD TFSA Account
Note: Yes, I'm underperforming SPY right now. Don't care. Six months of data is noise. The strategy is 30 years, not 30 weeks.
If I'm still underperforming in 2035, you can laugh at me then.
Transaction History
That's the strategy. Buy. Don't sell. Repeat.
All transactions from USD TFSA account. No sells since inception.
The Long Game
30 years. One strategy.
I'm 27.
30+ years of compounding ahead of me.
The only way I lose is if I get clever again.
I won't.
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Disclaimer: This is not financial advice. I'm showing what I do, not telling you what to do. Past performance doesn't guarantee future results. Do your own research. I may buy or sell any of these positions at any time without notice.