Adapt or die.AI made it that simple.

$10M+ built. No VC. 4-person team.

George Pu

Who is George?

I immigrated to Canada at 18. Built my first business at 19. Lost $300K trying to be clever with investing. Now I share everything I learn about building wealth without selling your soul, your time, or your equity.

6+ years in fintech. $10M+ in businesses built. Zero VC. Zero exits. Forever hold. Forever learn. Forever share.

How Can I Help?

Jump straight to what you need, or let me guide you.

What brings you here today?

Start Here

Essential Reading

The essays that explain how I think. If you read nothing else, read these.

All Essays
The Middle Path Has Disappeared
Most Popular

The Middle Path Has Disappeared

The comfortable middle ground is gone. There used to be a safe space between failure and extraordinary success. Work reasonably hard, be reasonably competent, follow the established playbook, and you'd land in a reasonable life. House, family, retirement, respect. That middle path has collapsed. Now it's binary: adapt to the new reality or fade into comfortable irrelevance. Here's why there's no Option C—and what the binary choice actually means. The Great Middle Collapse The Old Distrib

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The Severance Package Is the Tell
Foundation

The Severance Package Is the Tell

Jack Dorsey just cut 4,000 people from Block. Nearly half the company. Gone in a day. Not because the business is failing. Revenue: $6.25 billion last quarter. Cash App monthly active users: up. Gross profit outlook for 2026: raised. The company is growing. A profitable, growing company just eliminated 40% of its workforce. The stock went up 22%. Three Signals Most people will read this as a layoff story. I read it as three signals, and each one is worse than the last. Signal One: The Se

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Believing the "Delaware C-Corp Is Default" Narrative
Philosophy

Believing the "Delaware C-Corp Is Default" Narrative

If you spend any time in founder Twitter, you'll absorb a dangerous lie: "Delaware C-Corp is the standard." "All serious companies incorporate in Delaware." "If you want to raise, you need Delaware." "It's where the big companies are." This advice is true for about 5% of founders. For the other 95%, it's expensive cosplay that burns $3,000+ annually while adding zero business value. Here's who Delaware C-Corp is actually for—and why you probably don't need it. The Twitter Wisdom Trap What

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What I Believe

These aren't theories. They're how I've built for 6+ years.

01

Build to Own, Not to Exit

30+ year thinking. Build like Berkshire, not like a lottery ticket.

Proof: Still own every business after 5+ years. Zero exits. Zero regrets.

02

Sovereignty Over Scale

Control > size. Freedom > revenue. Most founders scale themselves into a prison.

Proof: 5 people. 80%+ margins. No investors. No board. No boss.

03

Business First, Outcome Second

Build so strong that countries compete for you. Mobility is a side effect.

Proof: Qualified for Canada SUV, US O-1A. Chose Toronto anyway. Optionality beats desperation.

04

Only Charge for What AI Can't Eat

Identity, relationships, stakes, accountability. Everything else I give away free.

Proof: Tools are free. I only charge for judgment. 60-70% rejection rate.

Hear From George

Real talk. No highlight reels. No startup theater.

Ep 51Feb 27, 2026·25:47

E51: The Career Ladder Broke. 2.2 Billion People Were Standing On It. And My First Boss Lied to My Face.

The five biggest outsourcing companies in India added just 17 net jobs in 2025. Seventeen.George breaks down why the career ladder that lifted billions into the middle class is collapsing — from offshore engineering centers to Fiverr freelancers — and why the squeeze doesn't stop at outsourcing. Then he shares a story he's never told publicly: being 18 years old, cold-emailing 300 CEOs to land his first internship, working in his boss's basement, being told "you're doing great" every day — and then getting one of the worst reviews his university had ever seen. Plus: would 18-year-old George survive today's job market? What human skills actually remain valuable? And the real solution to AI displacement that nobody wants to hear.

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Personal Finance

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Radical Transparency

I Publish My Actual Investment Portfolio

Real numbers. Real returns. Even when I lose. Because showing losses builds more trust than showing wins.

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Latest

Recent Essays

What I'm thinking about right now. New essays every week.

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What Happens When the Jobs Don't Come Back
Policy & Economy

What Happens When the Jobs Don't Come Back

Two days ago, the President of the United States stood in the House chamber and said: "More Americans are working today than at any time in the history of our country. The economy is roaring like never before." The next day, Jack Dorsey cut 4,000 people from Block (formerly Square) — 40% of the company — because AI made their jobs unnecessary. The stock went up 22%. Dorsey said he was late. Weeks before that, the Premier of Ontario poured a bottle of Crown Royal on the ground at a press confer

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I Sold Everything in One Hour
Investing

I Sold Everything in One Hour

Tuesday. 11am. I opened my brokerage, looked at a portfolio I'd held for years, and started selling. VOO. QQQ. SCHD. UNH. All of it. By noon I'd rebuilt the entire portfolio from scratch. The portfolio I woke up with looked nothing like the portfolio I went to bed with. It took one hour. It took me six months to get here. I'm publishing this with a date on it because I want a record. Not of the trades — of the thinking. So that in five or ten years, anyone can come back to this page and see

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The Intelligence Premium Is Dead
George's Takes

The Intelligence Premium Is Dead

For all of modern economic history, human intelligence was the scarce input. That was the whole game. You knew something. You charged for knowing it. You analyzed, reviewed, compared, translated, processed. The knowing was the value. The fee was the premium. Lawyers charged it. Accountants charged it. Consultants charged it. Developers charged it. Analysts, researchers, translators, underwriters, financial advisors — all of them built careers on the same foundation: I understand something you

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The Bottom Line

If You Take Away Anything, Take Away This

01

Business First. Everything Else Second.

Build so strong that visas, funding, and freedom become side effects.

"How do I get the visa?""How do I build something undeniable?"
02

Own Everything. Exit Nothing.

30+ year thinking. No VC. No exits. Just compounding forever.

"Should I raise VC?""Would I own this for 30 years?"
03

Only Charge for What AI Can't Do.

Identity, judgment, stakes, accountability. Everything else is free.

"What should I build?""What can't AI touch in 5 years?"

These aren't theories. They're how I built $10M+ in 6 years.

Free Tools & Apps

Calculators, assessments, and apps I built for founders. All free. No email required.

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