THE 30-YEAR
SAAS TAX
Calculate your lifetime subscription cost. What feels like "just $100/month" becomes a shocking number over 30 years.
Free calculator. No credit card required.
George's actual SaaS tax
Here's what I'm paying forever
Monthly SaaS spend
$2,400/mo
30-year total (with 5% annual increases)
$890,546
3
Lamborghinis
1
House down payment
$2.3M
If invested at 7%
George Pu — reformed Tool Collector
What You'll Discover
In under 2 minutes, get a complete picture of your SaaS spending:
30-Year Projection
See your lifetime subscription cost with 5% annual price increases factored in.
Category Breakdown
Understand where your money goes: AI tools, dev infrastructure, marketing, and more.
SaaS Personality Type
Discover which of 7 founder archetypes matches your subscription behavior.
Opportunity Cost
What that money could become if invested at 7% S&P returns instead.
The Hidden Cost of "Just $20/month"
$15,972
What a "cheap" $20/mo tool costs over 30 years
10-15
Average number of subscriptions founders run
5%
Average annual SaaS price increase
This isn't about being cheap. It's about being intentional.
How It Works
Three simple steps to clarity:
Enter Your Tools
Quick mode: Enter your monthly spend. Detailed mode: Select from 40+ tools or add your own.
Answer 3 Questions
Quick questions about your usage patterns to calculate waste and determine your personality type.
See Your Results
Watch the dramatic reveal of your 30-year number, then get your personalized breakdown and recommendations.
What You'll Get
- Your exact 30-year SaaS cost— with price increases
- Category-by-category breakdown— see where money goes
- Your SaaS personality type— 1 of 7 archetypes
- Opportunity cost calculation— what you could invest instead
- Personalized recommendations— tools to own vs rent
Why I Built This
“I added up my subscriptions one day. The number shocked me.”
$2,400/month. I knew it was a lot, but it felt manageable. Then I did the math over 30 years.
$890,546.
That's 3 Lamborghinis. A house down payment. Or $2.3M if invested.
That's when I realized: we don't have a tools problem. We have a visibility problem. We never see the full cost because it's spread across decades.
This calculator makes that invisible tax visible—so you can decide what's worth paying forever, and what you should own instead.
George Pu
Founder, $2,400/mo in SaaS, reformed Tool Collector
Frequently Asked Questions
Takes 2 minutes. Free forever. No login required to see your results.